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Arlington Bankruptcy Attorney
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North Texas Loan Modification Attorney

What Is Loan Modification Exactly?

This debt relief option is a process through which many people are able to rework the terms of a loan with an individual creditor. If you are struggling to pay back your debts, loan modification is a practical solution that could help you avoid bankruptcy or foreclosure. With help from an experienced lawyer, you may be able to get more time to pay your loan - or even pay back just a mere fraction of what you owe.

Rather than risk losing the entire sum owed, many debt collectors in today's economy are willing to accept modified terms. A loan modification lawyer with negotiation experience may be able to effectively intervene on your behalf, helping you save your assets and revise the terms of your loan agreement in order to arrive at a favorable outcome that gives you a chance to repay what you owe. For example, your creditor may agree to accept one lower lump sum and then close the books on the debt, or they may agree to lower your interest rate, give you extra time to pay the remainder of the debt, or lower the total that you owe.

Choose Our Arlington Law Firm for Creditor Negotiation

At the Law Office of Marilyn D. Garner, we understand that financial hardship can happen to anybody. Our attorney has more than three decades of experience helping men and women throughout North Texas communities - including Arlington, Bedford, Mansfield, Grand Prairie, Fort Worth, and Cedar Hill - obtain peace of mind and regained financial solidity.

For many people, loan modification is an excellent option that allows them to avoid bankruptcy and still get the fresh start they need. Whether you are worried about the possibility of foreclosure or wish to avoid declaring bankruptcy, our Arlington bankruptcy lawyer can help you assess your situation and learn about the various options available to you, including a number of bankruptcy alternatives. All you have to do is contact our Arlington law office and schedule your free case evaluation!

Your brand new future could be just one phone call away, so what are you waiting for? Call the Law Office of Marilyn D. Garner today!

“My experience with the law office of Marilyn Garner was amazing. They made me feel welcome from the time I stepped in the office until I left.”

- Former Client
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