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Arlington Bankruptcy Attorney
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Take Your First Step Toward Relief Everyone Deserves Another Chance for a New Beginning

Do You Qualify for Chapter 7 Bankruptcy?

Learn More from Our North Texas Bankruptcy Law Firm

Chapter 7 bankruptcy is a federal debt relief option offered to individuals who cannot repay their loans due to heavy debt and insufficient disposable income. Should you pass the means test qualifying you for this chapter, you will be able to discharge most if not all of your debts. Usually, Chapter 7 bankruptcy takes about three to six months to complete. With help from an experienced Arlington bankruptcy lawyer, filing a Chapter 7 bankruptcy can be smooth, straightforward, and painless.

Understanding the Means Test

In order to begin the filing process, call our Arlington law firm to schedule a free case evaluation. During this obligation-free meeting, we can assess your current situation and talk about the debt relief option that is right for you. If you are interested in filing under Chapter 7, we can help you determine whether or not you pass the qualifying means test.

It will help speed the process if you are able to begin gathering certain documentation that will be necessary, including the following:

  • A list of your monthly expenses
  • Names and addresses of any debt cosigners
  • Name and address of your employer
  • A list of all your current assets and their dollar value
  • A list of all real estate you own and the estimated value of each property
  • A list of all your debt collectors and the amount you owe each
  • All forms of income you receive, including child and spousal support payments

Professional Help in Filing for Chapter 7 Bankruptcy

With more than 30 years of experience in the field, our lawyer understands the intricacies of bankruptcy law and is thoroughly familiar with the process involved in filing for Chapter 7. By retaining our firm, you can be sure your bankruptcy case is in good hands. We help clients throughout North Texas including Arlington, Bedford, Mansfield, Grand Prairie, and Cedar Hill.

Contact our Arlington law office today for a free consultation!

“My experience with the law office of Marilyn Garner was amazing. They made me feel welcome from the time I stepped in the office until I left.”

- Former Client
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