Collections Defense Attorney in Arlington
Call (817) 381-9292 to End Creditor Abuse
Many people mistakenly believe they have no defense when it comes to persistent creditor abuse. This is simply not the case. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects you from creditors who employ harsh or threatening debt collection tactics.
For example, creditors are required to properly inform you of any lawsuit made against you. If you receive notice of a default judgment but were unaware that a debt lawsuit had been enacted, your creditor may be guilty of "sewer service" which is a violation of federal laws.
If you have been the victim of illegal creditor activity, it is important that you get legal help on your side right away. You may be eligible for compensatory funds if a debt collector has violated your FDCPA rights. Let our experienced Arlington collection defense lawyer at the Law Office of Marilyn D. Garner help you.
What Qualifies as Collection Harassment Under the FDCPA?
The FDCPA puts specific limitations on the actions of debt collectors. Collectors who commit such acts in attempting to collect debt can face legal action.
The FDCPA prohibits debt collectors from:
- Calling you after 9:00 p.m. or before 8:00 a.m. in your time zone
- Calling your workplace when you have asked them to stop
- Leaving anonymous voicemail messages
- Using obscene, vulgar, or insulting language
- Threatening you with violence or arrest
- Disclosing details about your debt to an unauthorized third party
- Threatening you with actions they cannot or do not plan to follow through with
- Communicating with you after receiving your written request that they cease contact
- Misrepresenting the amount of your debt or asking you to pay more than what you owe
Protecting FDCPA Rights in North Texas
With more than 30 years of experience in the legal industry, Attorney Marilyn Garner is deeply familiar with the rules that protect consumers from collection tactics designed to bully them into paying. You do not have to suffer at the hands of an abusive creditor.
Stand up for your lawful rights: Call our collections defense law firm today for the aggressive advocacy you need and deserve.
Free Confidential Consultation
Our goal is to serve each of our clients individually, offering the information and guidance they need to find the right solution for their particular needs and unique situation.
Individual Care for Clients
We are not interested in “cookie-cutter” services. When you work with us, you can depend on direct service from our knowledgeable attorneys—not an inexperienced paralegal or legal assistant.
Top-Rated Ethics & Skill
Our firm is dedicated to maintaining the highest ethical and legal standards throughout every case. Our lawyer’s AV® rating is just one testament to how we fulfill this commitment to every client.
30+ Years of Experience
The lawyer who leads our firm has been practicing since 1983. Attorney Marilyn D. Garner understands what you are facing and is intimately familiar with the laws that affect your situation.