What Do I Do If A Collection Agency Is After Me?

Credit cards can be tricky resources. If used properly, they can assist with making purchases in a difficult time. If used carelessly, they can lead to multiple collection proceedings and even bankruptcy. Many debtors believe that they can continually spend using their credit card(s) and not have to face the financial consequences later should they decide to quit paying the bill. However, this ...

Can I File for Bankruptcy Without a Lawyer?

Attorneys are asked this question frequently when it comes to any type of legal matter. “Can I do this without a lawyer?” Usually this means that the person facing the legal proceeding wants to avoid having to pay legal fees. While that concern is understandable, it is often better in the long run that you hire professional assistance rather than go it alone. Certain situations do exist where it ...

Important Bankruptcy FAQ’s Answered

Bankruptcy is often given a pretty bad reputation. Many people want to avoid it at all costs because of the negative stigma that is associated with filing for bankruptcy. Others simply do not understand exactly what is involved. We would like to educate you on exactly what bankruptcy entails and why it has helped so many individuals. What is Bankruptcy? Bankruptcy is a legal proceeding initiated ...

What Is an Automatic Stay in Bankruptcy?

When a bankruptcy case is filed, the filer and their property become protected by an “automatic stay.” That term sounds good, but not many people know exactly what it means. The “automatic stay” is like an injunction that immediately stops all creditor collection activities including foreclosures, repossessions and garnishments. However, the automatic stay is an important benefit of the bankruptcy ...