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Benefits of Bankruptcy in North Texas

Learn About the Advantages of Bankruptcy

Declaring bankruptcy offers a number of advantages for debtors. Every year, more than one million Americans file declare bankruptcy in order to reestablish their finances and regain the financial independence they once enjoyed. This federal debt relief option provides individuals who have experienced financial hardship the chance to start again. If you are struggling with debt, you may be interested to learn about the many benefits that bankruptcy can offer.

Here are just a few of the benefits you may experience:

  • Bankruptcy issues an automatic stay on your debt collectors - This means creditors must immediately stop trying to collect the debt you owe, preventing them from garnishing your wages, freezing your bank accounts, etc.
  • Bankruptcy discharges your debt - If you pass the means test and are eligible for Chapter 7, you will be able to eliminate most - if not all - of your debts. Even if you don't qualify for straight bankruptcy, you will almost certainly be eligible for Chapter 13, which allows you to discharge some of your debts and gives you the extra time you need to repay others.
  • Bankruptcy helps you save your home - If you've been threatened with foreclosure, you may be able to protect your home by filing for Chapter 13 bankruptcy. This plan will give you time to pay back your mortgage, and even pursue a loan modification with your mortgage lender.
  • Bankruptcy gives you a fresh start - Have you been told that filing for bankruptcy will destroy your credit score and prevent you from ever obtaining a home, credit card, or loan again? This prevalent bankruptcy myth is simply untrue. If you are careful and strategic, you can actually obtain a credit score just months after you file for bankruptcy! Learn more about how to achieve a free, successful life after bankruptcy by scheduling a free case evaluation.

Call Our Arlington Bankruptcy Lawyer at (817) 381-9292!

Attorney Marilyn Garner is passionate about helping men and women just like you: honest, hardworking individuals who have suffered financial hardship and deserve a second chance to get back on their feet. By calling our firm, you can take one step toward renewed economic stability. In your no-obligation meeting with our experienced bankruptcy attorney, you'll find out more about the benefits of bankruptcy and other debt relief options.

Call the Law Office of Marilyn D. Garner and let us help you reestablish your finances and find a fresh start.

“My experience with the law office of Marilyn Garner was amazing. They made me feel welcome from the time I stepped in the office until I left.”

- Former Client
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